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CashCalc

Calculator

Student Loan Payoff Calculator

Compare snowball and avalanche debt payoff strategies to find the best path to becoming debt-free.

Getting Started
  1. 1.Add all your student loans with their current balances and interest rates
  2. 2.Enter how much you can afford to pay each month
  3. 3.Compare both strategies to see which saves you more money or time
  4. 4.Review the detailed payment schedules and start your debt-free journey

Input Your Details

Add New Loan

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Don't know your minimum? Click "Auto-Calculate" for a suggested amount based on a 10-year repayment plan.

How It Works

Debt Snowball

Pay off loans from smallest balance to largest, regardless of interest rate.

Best for: People who need psychological wins and motivation through quick payoffs.

Debt Avalanche

Pay off loans from highest interest rate to lowest, minimizing total interest paid.

Best for: People who want to save the most money mathematically.